To purchase the service offered, you must pay a large up-front fee.You are unfamiliar with either the company or the service that is being offered.You are told not to take time to think about the offer because it is “risk-free” or “guaranteed.”.The caller leaves a message that is “urgent” and that you must return the call right away because it is a limited time offer.A legitimate prize promotion does not require any purchase or payment of money for a consumer to participate or win. You get a call informing you that you have won a free gift, vacation, or prize, but you have to pay a fee or come to a local office and attend a presentation in order to claim your winnings.These requests tend to include long and often sad stories explaining why the money cannot be transferred by the rightful owner and include a reward if you deposit a large check in your bank account. You get a call from a stranger asking you to “help” a person that is located in another country transfer money out of their homeland (examples of some of the typical countries used are Nigeria, Sierra Leone or Iraq).You get a call from a person who claims to be calling from your bank or credit card company stating that your account has been compromised and that they need to confirm your identity and financial information to protect you.What are some of the warning signs of telemarketing scams? Telemarketers must also disclose that the purpose of the call is to sell a good or service and they must inform consumers of their cancellation and refund policies. Telemarketers are also prohibited from calling you before 8 a.m. Most telemarketing calls are subject to local and federal laws that require telemarketers to promptly identify themselves at the beginning of the call. You can protect yourself by learning how to recognize the danger signs of telemarketing scams. Telemarketing scams target as many as 17.6 million Americans annually and as much as $40 billion dollars a year are lost to phone scams. How do you know if the call is legitimate? While there are many trustworthy companies that use the telephone for marketing, it's sometimes hard to tell the difference between reputable telemarketers and the con artists who use the phone to take your hard earned money. The person on the phone is very friendly and wants to offer you a way to lower the rate on your credit cards.
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